ABOUT

What is Maharashtra Agriculture Hypothecation for Loan Crop System

The Maharashtra Agriculture Hypothecation for Loan Crop Portal is a one-stop solution for all functional units of banks and financial institutions that provide loans to farmers under the crop loan scheme. Through this system, banks can verify whether a farmer has already been issued a loan and check the loan status. Based on this information, banks can make informed decisions regarding further loan disbursal to the farmers

Benefits

Previous Issues

  • No possibility to know if the farmer has already
    loan on him
  • Farmers took multiple loan from multiple banks
  • Banks facing issue to recovery of the loan
  • Lack of Digital system for transparency between Bank Institutions

Banking Charges Portal Benefits

  • Single Window Digital system to verify Previous Loan Information
  • Single Bank Loan Disbursal & Single Issue of Loan – Fast Recovery
  • Transparency and Data Sharing between Financial Institutes
  • Bulk Upload of Loan Claim Notes

How it Works

  1. Step 01

    Main Bank Registers on the portal

  2. Step 02

    Main Bank adds branches and the respective officers

  3. Step 03

    Branches checks if Loan is issued against a particular Survey Number

  4. Step 04

    If no, loan is issued, branches create Loan Claim note. During creation of Loan Claim Note, they download the 7/12 and add other required details

  5. Step 05

    Once the Loan Claim Note is created, Branches can update the status and mark the loan as completed

8,430

Number of Banks

12,501

Number of Branches

14,57,942

Loan Claim Notes Uploaded

5,98,57,942

Savings due to Loan Claim Note Cross Verification

87,567

Multiple Loan Accounts

8,58,879

Loan Closed

Future Benefits

Government GRs/Circulars

Sr.No. Title Date Type Download
1 test 20-01-2026 Circular
2 Lorem Ipsum 15-01-2026 GR